Why Should I Avoid Mutual Funds? | 4 Reason for Why?

In the last 1 year, mutual fund returns have achieved many new positions. In the following scenario, you should not invest in mutual funds-
  1. If you are expecting 25–40% returns each year for the next 5–10 years. Sorry again man !! You are in the wrong place.
  2. If you expect to make a quick buck in a few weeks or months and expect a double-digit return. A mutual fund is a no-no for you.
  3. If you cannot stay patient and pump in money every month for an investment horizon of more than 5 Years. stay away!!
  4. If you are a short term trader and expect the same returns. Please stay away !!
I can only find 4 reasons above for not investing. If you ask me, I can give you 100 reasons why you should invest and will you miss out on not investing.